If your BIC starts with "TRZO"
You currently have an account on our partner's banking platform. Very soon all our users (including you) will benefit from a new current account on a new 100% Qonto platform and will be able to receive transfers from all over the world.
If your BIC starts with "QNTO"
Qonto allows you to receive transfers from most countries in the world, in most currencies, via the SWIFT network (Society for Worldwide Interbank Financial Telecommunication).
☝️At the moment, SWIFT service is only available for French and German companies with an account on our new platform.
What does that mean?
Your US customers can pay you in dollars (USD), and your Japanese partners can pay you in yen (JPY). You can also receive zloty (PLN) sent from Canada, or rupee (INR) sent from Mexico.
Here is the complete list of accepted currencies. In all cases, the amount you receive will be automatically converted into euros.
United Arab Emirates dirham
Renminbi, Chinese Yuan
Hong Kong dollar
South Korean won
Sri Lankan rupee
New Zealand dollar
United States Dollar
West African CFA franc
Central African CFA franc
South African rand
How can I do it?
Similar to receiving a SEPA transfer, you just have to send your Qonto account’s bank details to your international client.
All you have to do is:
- Go to the Accounts section of your Qonto web app
- In your account's card, click on See account details in the icon at the bottom left of the card
- Access your account details and have a look at your right to find your IBAN
- Download it in the language you want or just copy it
- It's time for you to share it!
☝️ Good to know: Do you have multiple accounts? Keep in mind that each of your accounts has its own IBAN.
What's the delay?
SWIFT transfers are credited to our customers' accounts within 3 working days (excluding weekends and banking holidays). This timeframe varies depending on the time zone, what time the transfer was sent, and on the issuing currency and bank.
Due to regulations, single non-euro transfers are subject to specific checks depending on the country of origin and on the amount. We may contact you to request additional information before we are able to credit the funds to your account.
Are there any exceptions?
There is indeed a list of countries from which SWIFT transfers are not accepted for legal reasons.
Bosnia and Herzegovina
Central African Republic
Iran, Islamic Republic of
Saint Kitts and Nevis
Korea, Democratic People's Republic of
Palestine, State of
Syrian Arab Republic
Trinidad and Tobago
Virgin Islands, U.S.